Tuesday, May 3, 2011

What are the $10,000.00 in injury benefits you hear so much about on the radio?

It seems like advertisements are everywhere for car accidents, slip and falls and other personal injuries.  The biggest of course being the auto accidents.  Everyone is always asking me what the $10,000.00 in benefits are that they keep hearing about on the radio.  These benefits are called Personal Injury Protection Benefits which you are required to have under your auto insurance policy, if you reside in Florida.  These are often referred to as PIP and/or No-Fault Benefits.  That is because regardless of fault, you are entitled to these benefits under your policy.
Specifically, your PIP is meant for your medical treatment if you are invovled in an automobile accident.  These benefits are also in place should you lose any wages as a result of your car accident.  These benefits are not meant to compensate you for pain and suffering.  However, if you are involved in a serious car accident resulting in signifigant injury, then you medical bills may exceed the amount of those benefits. 
Bear in mind, that your PIP may not be the only source to pay for your medical treatment ,if you were involved in an accident and it was the fault of another person.   You may have grounds to file a lawsuit if your injuries were caused by someone other than yourself.  It is always imporant to contact a well qualified attorney who has experience handling personal injury cases.
If you have been involved in a car accident in Florida, then please call me, Marc Pacin, 305-777-1000 or email me, MDP@wadsworth-law.com.  The initial consultation is free.  No recovery, then no fees or costs.  Main office is in Miami, Florida.

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